Broker Check

Our Investment Philosophy

Financial Planning and Goal Analysis

We believe that investment portfolio design and financial planning should be a seamlessly integrated process, with one flowing from, and being informed by, the other. Once we have a clear picture of your needs and goals, your financial plan becomes a sort of road map to reaching the future you envision. With that in hand, we can create a portfolio ideally suited to make that future a reality.

From our decades of experience designing and creating investment portfolios based on our clients’ specific needs and goals, we have developed strong conviction regarding the central pillars of effective portfolio construction.

We refer to these 5 pillars as the "tenets of investing"

1. STRATEGIC AND TACTICAL ASSET ALLOCATION

2. CONSISTENT, POSITIVE RISK-ADJUSTED RETURNS

3. LOW COST

4. TRANSPARENCY

5. TAX EFFICIENCY

When each of those areas is optimized in concert with your needs, objectives, preferences and priorities, the likelihood of the portfolio delivering the desired outcome is also optimized.