Broker Check

Wealth Management Case Study

<span style="font-weight: 400;" data-mce-style="font-weight: 400;">How We Have Helped Our Wealth Management Clients</span>

How We Have Helped Our Wealth Management Clients

Every client we work with has unique wealth management needs. From high-level executives to retirees, we have helped countless people create a customized financial plan and solved their most pressing problems. Whether it’s reallocating assets in your portfolio, improving the tax efficiency of your investments, or aligning your wealth management with your goals and estate plan, our financial experts are here to assist you. Below case studies are based on real scenarios with Windsor clients. 


Highly Taxable Event & Concentrated Stock Position


C-Suite Executive Mark was nearing retirement when he came to work with us. These were the concerns he shared with us:

  • Disproportionate share of assets in employer stock
  • Significant stock gains created potential taxable gain
  • Using his executive compensation to prepare for retirement

We developed a multiple-scenario high-net-worth financial plan to help Mark with his near- and long-term investment objectives. This financial plan is a living document that is regularly updated and monitored along with market movements to keep him on track. 

We determined Mark’s income needs in retirement to coordinate a tax-efficient investment approach. The diversification of the heavily concentrated stock position addressed the capital gains tax issues he faced. Our high-net-worth financial models helped us evaluate the risks and rewards of exercising Mark’s stock options and determine when and how to convert the assets. Mark is now prepared and aware of his financial picture, relying on a customized wealth management plan to consider all possible outcomes in his financial future. 

Streamline Investments from Multiple Institutions & Plan for Sale of Business

Jack and Patricia, a couple in their late 50s with two adult children, are socially conscious investors who came to us for wealth management advice. Jack owns a highly valued company he wants to sell in the next year, and they have an additional $15 million in assets, which are spread across multiple financial institutions. Their portfolio showed a large cash balance and an uneven asset class exposure. The couple regularly donates to charities important to them.

Here were our recommendations for their challenges:

  • Understand their current asset allocation and risk exposure
  • Develop an investment strategy aligned with their values and charitable giving
  • Evaluate cash flow and balance sheet to determine how their income needs will be met
  • Coordinate with attorney and accountant on the sale of the business

With our help, Jack and Patricia now have a consolidated statement that shows them what their current asset allocation and risk exposure is. This is especially important for them, because it’s difficult to keep up with investments spread across multiple institutions. Together, we created a customized investment plan for socially conscious investing and systematic, tax-efficient charitable giving. We are now their single point of contact for their financial resources, streamlining wealth management for them.

Create Financial Plan & Trust Fund

Recently widowed, Catherine had never worked with a financial advisor before she came to us. With life insurance, several investment accounts totalling $11 million, and two rental properties, Catherine needed help with wealth management. She also wanted to support two grandchildren ready to graduate from college by helping them with the costs of transitioning out of school.

Here is how we helped Catherine:

  • Discussed her brokerage accounts and rental properties to determine her comfort level
  • Developed financial planning models and an investment plan to support her goals and lifestyle
  • Worked with attorney and account to create an estate plan and a tax strategy

Catherine now has a consolidated financial plan with clear objectives and benchmarks. She was able to sell her rental properties by working with our real estate partners. With her estate attorney, we helped develop an estate plan and a charitable gift trust for her grandchildren. The trust allows her to assist her loved ones financially and relieve her tax burden at the same time. And of course, we’re now her point of contact for financial questions, attending to any wealth management worries for her. 

<span style="font-weight: 400;" data-mce-style="font-weight: 400;">Let Us Help You Manage Your Wealth</span>

Let Us Help You Manage Your Wealth

We personalize our approach to wealth management for every situation. At our boutique firm, you are like a member of our family. We’re here to help you sort through your financial affairs and assist you in getting your financial future on track. Call us today to schedule an appointment and let us know how we can help you.

These case studies are for informational purposes only and does not reflect actual investments.
Asset allocation and specific strategies do not protect against loss of principal due to market fluctuations. Actual results will vary. Windsor Private Wealth, Kestra IS, and Kestra AS do not offer tax or legal advice. The information in this material is not intended as tax or legal advice. Please consult legal or tax professional for specific information regarding your individual situation.